Is Continental Finance a real company?
Founded in 2005, Continental Finance Company (“CFC”) is one of America’s leading marketers and servicers of credit cards for consumers with less-than-perfect credit.
What bank does Continental Finance use?
Cards are issued by The Bank of Missouri and serviced by Continental Finance Company. Reflex® and Surge® – Mastercard and the Mastercard® acceptance mark are service marks used by Celtic Bank under license from Mastercard International.
What credit cards are through Continental Finance?
The Surge Mastercard® Credit Card issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. The card charges an annual fee with a starting credit limit of at least $300 with a potential increase in as little as six months.
Where is Continental Finance located?
Continental Finance Announces 1 Million Cardholders This is a major milestone for the 15-year-old financial services company based in Wilmington, Delaware.
Who owns Continental Finance?
Alexander Gurevich
Alexander Gurevich is the Co-Founder and CEO of Continental Finance.
How many credit cards does Continental Finance have?
Continental Finance Company is proud of our customer feedback. With more than 2.6 million credit cards managed since our founding, CFC prides itself on putting the customer first.
What is the highest credit limit for surge credit card?
Surge Credit Card’s Additional Info
- Up to $1,000 credit limit doubles up to $2,000! (
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
What credit cards are with Celtic Bank?
The bank also provides a selection of credit cards, which are serviced by other financial service providers. These cards include the Surge Mastercard® and Reflex Mastercard®, as well as the popular Indigo® Platinum Mastercard®.
Can you have 2 surge credit cards?
No, you cannot have more than one Surge Credit Card. But it wouldn’t be worth it, anyway, considering the high fees associated with it. If you would like to apply for a second credit card, it’s better to choose a secured card with lower fees instead.
What credit score do you need for surge credit card?
(300+)
The Surge Credit Card approval requirements include having at least a bad or fair credit score (300+). Other factors are also taken into consideration, such as your income, debts or overall creditworthiness.
What credit score do I need for surge credit card?
The Surge Credit Card approval requirements include having at least a bad or fair credit score (300+).
Does Indigo increase credit limit?
You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased. Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria.
Who owns surge card?
Celtic Bank
Surge Mastercard is issued by Celtic Bank, which is owned by Continental Finance. This company specializes in issuing credit cards to consumers who have less-than-perfect credit. Continental Finance was founded in 2005 and, according to its own reporting, manages over 2.6 million credit cards.
Who owns the surge credit card?
How much does Indigo approve you for?
The Indigo Credit Card is a pretty good unsecured credit card for people with bad credit, offering a $300+ credit limit with no security deposit needed. The Indigo Card has an annual fee of $0 – $99, which is worth paying if you have damaged credit and need a credit card for emergency borrowing.
What credit bureau does Indigo pull?
The Indigo Platinum Mastercard reports to all three major credit bureaus: TransUnion, Equifax and Experian. That’s ideal for someone trying to build credit because these bureaus collect the information used to calculate your credit scores. Payment history is a key factor in those scores.
What score do you need for surge credit card?
The Surge Credit Card approval requirements include having at least a bad or fair credit score (300+). Other factors are also taken into consideration, such as your income, debts or overall creditworthiness. If you apply, you could receive a decision in just a few seconds.
Does Indigo do a hard pull?
Pre-qualify with a soft inquiry The Indigo Card’s pre-qualification process allows you to see if you’re eligible for approval without actually submitting an application, which would trigger a hard credit inquiry that could temporarily reduce your credit score.
What is the credit limit on Indigo Mastercard?
$300
Additionally, the Indigo Platinum Mastercard has a high APR of 24.90 percent, and it carries a credit limit of $300.
What is Indigo credit limit?
Compared to the issuers of some competing cards, Indigo has a low and fixed credit limit of $300, with no process disclosed by which to increase it. That low limit makes the Indigo Platinum Mastercard a card more for people eager to build their credit than those who want to actually use it to make purchases.