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How do I redeem Westpac Hotpoints?

How do I redeem Westpac Hotpoints?

Simply log in to Westpac One® online banking, go to the hotpoints section available from the accounts page and click on the ‘Redeem your hotpoints now’ link. This will take you through to the hotpoints website where you can redeem using hotpoints Pay® or choose another reward.

How do Hotpoints e vouchers work?

Hotpoints can be redeemed for hotpoints Pay to cover qualifying purchases that Westpac deems to fall within the categories of purchases listed below, up to 90 days from the date of the qualifying purchase. There is a minimum number of hotpoints required to use hotpoints Pay to cover qualifying purchases.

Where can I use my Hotpoints?

You can now use your hotpoints anywhere Mastercard® is accepted^. So, you can use your hotpoints to shop from millions of local, international and online retailers. Or option two – choose a reward from the extensive selection of items in our online catalogue, like merchandise and gift cards.

What is Hotpoints pay?

What is hotpoints? Welcome to our hotpoints reward programme, an easy and convenient way to reward yourself with your everyday spend on a hotpoints credit card. Every dollar you spend with your credit card on eligible purchases1 will earn hotpoints, which you can redeem using hotpoints Pay or for a range of rewards.

How do I activate my Westpac debit card NZ?

In Online Banking

  1. Go to Service > Services > Card Services​
  2. Select Activate Card​
  3. Enter the Card Number and expiry date and select Activate.

Where can you use Hotpoints?

How much are Westpac Hotpoints worth?

You will earn 1 hotpoint for every $1 spent on the card in NZ dollars. This is an effective 0.5% cashback on everyday spend, based on 200 hotpoints being worth $1 when redeemed towards travel gift cards with Flight Centre, helloworld, House of Travel and YOU Travel.

Why is Westpac changing from Visa to Mastercard?

Massive change for millions of Visa debit card holders due to war on fees – what you need to know. MILLIONS of people have had their Visa debit cards replaced by Mastercards amid an industry war against the payment giant.

What is Hotpoints Pay?

What happens if you have a credit card and never use it?

If you don’t use your credit card, the card issuer may close your account., You are also more susceptible to fraud if you aren’t vigilant about checking up on the inactive card, and fraudulent charges can affect your credit rating and finances.

What happens if you don’t use your credit card for a month?

Nothing much happens if you don’t use your credit card for a month. You’ll just need to keep up to date with your monthly payment if you have an existing balance. But your credit card issuer isn’t going to close your account for less than three months of inactivity.

Is it better to have Visa or MasterCard?

For most people, it doesn’t really matter whether they get a VISA or a MasterCard. Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.

Is MasterCard as safe as Visa?

Is there a difference between Visa and MasterCard in terms of protection online? Yes, although both Visa and MasterCard offer protection when you shop online through their own online protection schemes. This is to protect you against fraud. MasterCard uses a protection scheme called Secured Code.

How does hotpoints pay work with Westpac one?

When you have logged in to hotpoints from Westpac One, you can choose from the drop-down list of cards which card you want the hotpoints Pay redemption to apply to. When you make your next purchase on the card you select, this will use hotpoints Pay. Why did my hotpoints Pay redemption decline?

How much can you earn with the Westpac Altitude rewards card?

Get your hands on a new Westpac Altitude Platinum Mastercard with Altitude Rewards and you could earn 130,000 bonus Altitude Points when you apply by February 24th 2022 and spend $3,000 on eligible purchases within 90 days of card approval.

What is the maximum amount I can spend to earn hotpoints?

The amount of eligible spend that can earn hotpoints is capped at $60,000 a month. Any spend over $60,000 on eligible purchases in each relevant month will not earn hotpoints. This cap does not apply to hotpoints BusinessPLUS Mastercard.

What purchases are not eligible to earn hotpoints?

2 Certain purchases and transactions are not eligible to earn hotpoints. The amount of eligible spend that can earn hotpoints is capped at $60,000 a month. Any spend over $60,000 on eligible purchases in each relevant month will not earn hotpoints.